Use the benefit you earned.
VA loans are one of the most valuable benefits of military service. I'll help you understand it, get your eligibility documents and move toward your home.
What clients say
“Had the pleasure to work with Stone Merton out of Jacksonville, Florida! Was a pleasure working with him. Very knowledgeable and didn’t treat me like just a customer. Stone treated my wife and I like a friend and made getting our first house a wonderful experience!”
“Our first time selling a home and moving into our forever dream home. Working with Stone had been one of the easiest and least challenging processes that I have ever gone through!! Stone was extremely attentive to my questions and needs. He would always reply quickly to any questions I had and would do everything within his power to make this a seamless process!! I highly recommend The Anchor Team for any of your real estate dealings!!”
“Great experience , long hours of support, sometimes after hours ,question's always answered, 7 days a week always there for me ! I would refer to all my friends.”
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What you get
Eligibility, handled
I help you request your Certificate of Eligibility and explain what it means for you.
Flexible guidelines
VA loans are known for flexible guidelines. We will go through how they apply to your situation.
Plain-English fees
A VA funding fee may apply, and some borrowers are exempt. I explain it before you decide.
Used it before? Ask.
Many veterans can use the benefit more than once. We'll look at your specific entitlement.
What to expect
- Free consultation
- Confirm eligibility (COE)
- Pre-approval review
- Close on your home
Ready to put your benefit to work?
Apply online, or book a free call to talk through your eligibility first.
Not a commitment to lend. All loans are subject to credit approval and program guidelines.
Programs to look at
Educational overviews. Eligibility and availability vary by program, location and borrower.
Quick answers
Who can use a VA loan?
Eligible veterans, active-duty service members, National Guard and Reserve members, and some surviving spouses. Eligibility depends on length and type of service.
What is a Certificate of Eligibility?
It is the document that shows you qualify for the VA loan benefit. I can help you request it.
Can I use a VA loan for any home?
The home generally must be your primary residence and meet VA property requirements. We'll check as you shop.
Local to the First Coast
Based in Middleburg, helping buyers across Jacksonville and Northeast Florida.
- Middleburg, FL
- Jacksonville, FL
- Orange Park, FL
- Fleming Island, FL
- Green Cove Springs, FL
- Clay County, FL
Area photography, credited below.
Not quite you?
First-time buyers
Buying a home for the first time is a lot. I'll break it into steps, answer every question and help you find programs that may fit, including down payment assistance.
Credit challenges
Your score is one number. I look at the whole picture, including manual underwriting where available, and build a plan that gets you from where you are to where you want to be.
Self-employed & investors
Business owners, freelancers and investors have more than one way to qualify. I'll walk you through the documentation and loan types that fit how you earn.
Ready to put your benefit to work?
Apply online, or book a free call to talk through your eligibility first.
Ready to move forward?
Start your application online. It takes about 10 minutes.
Not sure where to start?
Book a free, no-obligation call. Bring your questions.
- Free, no-obligation consultation
- Takes about 10 minutes to start
- Or call (904) 844-1148
Not a commitment to lend. All loans are subject to credit approval and program guidelines.